NOTE: This session will not be recorded or available for on-demand viewing after the seminar.
Often insurers deal with public adjusters, contractors who have received an assignment of policy benefits or other insured representatives who are the ones committing fraud. How does that impact the policyholder’s rights and obligations? What responsibilities do policyholders have for their agent’s misrepresentations or other misdeeds? Can a claim be denied or a policy rescinded based on the agent’s acts, even if the insured did not know of those acts? What rights are there to obtain information from those presenting the claim as opposed to from the insured, since only the insured is mentioned in the policy's Examination Under Oath, document production and cooperation conditions? What tools are available to obtain the information needed from the policyholder's representatives to determine whether the claim they are presenting is legitimate?