CE Credits: 1
Level of Complexity: Intermediate
Equity Allocations in Retirement Accounts Among Young Adults (Stuart J. Heckman, Ph.D., CFP®): Choices made in early adulthood have substantial long-term impacts. This study explores the equity allocations in retirement accounts of young investors, young adults’ perceptions of their own ability to make investment choices, and whether consulting a financial planner has an impact on equity allocations.
Which Bond Maturity is Best for a Diversified Portfolio? (Jon M. Luskin, CFP®): When creating an investment portfolio, choosing the amount of bonds to hold is one of the first decisions an investor makes. From there, the investor decides on the maturity of those bonds. This research attempts to answer the question: which bond maturity is best for a diversified portfolio of stocks and bonds?
Health Shocks and Future Retiree Spending (David M. Blanchett, Ph.D., CFA, CFP®): Medical and healthcare-related expenses are receiving an increasing level attention from retirees and financial planners today. This research explores some of the key considerations associated with modeling healthcare-related expenses for retirees with a specific focus on the impact of these expenses on future retiree spending (and consumption) using data from the Health and Retirement Study.